I'm aging off my parent's plan — now what?
Turning 26
Turning 26 usually means coming off a parent's health plan. This is a special enrollment moment, so you have options — and a limited window to act.
What's happening
Your situation
- Coverage on a parent's plan typically ends around your 26th birthday
- Losing that coverage often opens a special enrollment period
- You may qualify for marketplace subsidies depending on income
Your options
Paths to consider
- An individual marketplace plan (possibly with subsidies)
- A plan through a new employer, if available
- Supplemental coverage to help with out-of-pocket costs
Related coverage