I'm aging off my parent's plan, now what?
Turning 26
Turning 26 usually means coming off a parent's health plan. This is a special enrollment moment, so you have options, and a limited window to act.
What's happening
Your situation
- Coverage on a parent's plan typically ends around your 26th birthday
- Losing that coverage often opens a special enrollment period
- You may qualify for marketplace subsidies depending on income
Your options
Paths to consider
- An individual marketplace plan (possibly with subsidies)
- A plan through a new employer, if available
- Supplemental coverage to help with out-of-pocket costs
Helpful Checklists
Checklists for this moment
Only the checklists relevant to this event. Each one has its own page you can open, bookmark, or share.
Aging Off a Parent's Plan Checklist
Turning 26 usually ends coverage under a parent's plan. Here's how to stay covered without a gap.
Open checklistMarketplace Enrollment Checklist
What to have ready before you enroll in an individual or family Marketplace plan.
Open checklistFirst-Time Health Insurance Checklist
New to buying your own coverage? Start here so the basics feel clear.
Open checklistRelated coverage