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LTN CollectiveInsurance Advisors

I work for myself, how do I get coverage?

Going Self-Employed

Freelancers, contractors, and small business owners have real options for coverage. We help you understand what may fit your income and situation.

What's happening

Your situation

  • You're responsible for finding your own coverage
  • Marketplace subsidies may be available depending on income
  • Single-member LLCs sometimes have group options

Your options

Paths to consider

  • An individual or family marketplace plan
  • Small group options where available
  • Supplemental coverage to manage out-of-pocket costs

Let's talk through your options

Still have questions?

Whether you're comparing Medicare, protecting your family, or planning for your business, we'll help you find clarity, and the right person to guide the conversation.