LTN CollectiveInsurance Advisors

I work for myself — how do I get coverage?

Going Self-Employed

Freelancers, contractors, and small business owners have real options for coverage. We help you understand what may fit your income and situation.

What's happening

Your situation

  • You're responsible for finding your own coverage
  • Marketplace subsidies may be available depending on income
  • Single-member LLCs sometimes have group options

Your options

Paths to consider

  • An individual or family marketplace plan
  • Small group options where available
  • Supplemental coverage to manage out-of-pocket costs

Not sure where to begin?

Find the right advisor—not just the right policy.

Whether you're comparing Medicare plans, protecting your family, or building benefits for your business, we'll connect you with the advisor who specializes in your needs.