LTN CollectiveInsurance Advisors

I'm losing my coverage — what are my options?

Losing Your Coverage

Losing coverage — from a job change, aging off a plan, or other reasons — usually opens a special enrollment period so you can find new coverage without waiting for open enrollment.

What's happening

Your situation

  • Involuntary loss of coverage often qualifies for special enrollment
  • There's typically a limited window to enroll after coverage ends
  • You may qualify for subsidies depending on your situation

Your options

Paths to consider

  • A new individual or family marketplace plan
  • Coverage through a spouse's plan, if available
  • Supplemental options to help fill gaps

Not sure where to begin?

Find the right advisor—not just the right policy.

Whether you're comparing Medicare plans, protecting your family, or building benefits for your business, we'll connect you with the advisor who specializes in your needs.