I'm divorcing, how do I keep my coverage?
Going Through a Divorce
A divorce can change who's on whose plan. Losing coverage through a divorce is typically a qualifying life event, so you usually have a window to find your own plan.
What's happening
Your situation
- Coming off a spouse's plan often opens a special enrollment period
- Coverage for you and any children may need to be restructured
- Your household income, and any subsidy eligibility, may change
Your options
Paths to consider
- An individual marketplace plan, possibly with subsidies
- Reviewing coverage for children across both households
- Revisiting life insurance beneficiaries and coverage amounts