I'm approaching 65 — how does Medicare work?
Turning 65 & Medicare
Turning 65 brings Medicare into the picture. Understanding the parts and your enrollment timing early can help you avoid potential late penalties.
What's happening
Your situation
- Your initial enrollment period is a set window around your 65th birthday
- Working past 65 can change your ideal timing
- The pieces (A, B, C, D, and supplements) work together
Your options
Paths to consider
- Original Medicare with a supplement and drug plan
- A Medicare Advantage plan
- Guidance on timing to help avoid late penalties
Related coverage