COBRA is expensive, is there a better option?
When COBRA Feels Too Expensive
COBRA lets you keep your former employer's plan, but you often pay the full premium yourself. It's worth comparing it against marketplace options before you decide.
What's happening
Your situation
- COBRA usually means paying the full premium without employer help
- Losing job-based coverage typically opens a special enrollment period
- A marketplace plan may cost less, especially with subsidies
Your options
Paths to consider
- Comparing COBRA against marketplace plans side by side
- Checking possible subsidy eligibility based on income
- Choosing a plan that keeps the doctors you want, where possible
Related coverage