LTN CollectiveInsurance Advisors

I'm changing jobs — what happens to my coverage?

Starting a New Job

A job change can affect your health coverage in a few ways. Understanding the timing helps you avoid gaps between plans.

What's happening

Your situation

  • You may have a waiting period before new benefits start
  • Leaving a job can open a special enrollment period
  • Comparing employer coverage with marketplace options can help

Your options

Paths to consider

  • Enrolling in your new employer's plan
  • A short-term or marketplace plan to bridge a gap
  • Reviewing what your new benefits actually include

Not sure where to begin?

Find the right advisor—not just the right policy.

Whether you're comparing Medicare plans, protecting your family, or building benefits for your business, we'll connect you with the advisor who specializes in your needs.