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LTN CollectiveInsurance Advisors

I'm changing jobs, what happens to my coverage?

Starting a New Job

A job change can affect your health coverage in a few ways. Understanding the timing helps you avoid gaps between plans.

What's happening

Your situation

  • You may have a waiting period before new benefits start
  • Leaving a job can open a special enrollment period
  • Comparing employer coverage with marketplace options can help

Your options

Paths to consider

  • Enrolling in your new employer's plan
  • A short-term or marketplace plan to bridge a gap
  • Reviewing what your new benefits actually include

Helpful Checklists

Checklists for this moment

Only the checklists relevant to this event. Each one has its own page you can open, bookmark, or share.

Let's talk through your options

Still have questions?

Whether you're comparing Medicare, protecting your family, or planning for your business, we'll help you find clarity, and the right person to guide the conversation.