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LTN CollectiveInsurance Advisors

Checklist

Life Insurance Basics Checklist

New to life insurance? These steps make the first conversation easier.

New to life insurance? These steps make the first conversation easier.

Your checklist

  1. Think about who depends on your income financially
  2. Estimate obligations you'd want covered (debts, income, education)
  3. Understand the difference between term and permanent coverage
  4. Consider how long you want coverage to last
  5. Gather basic health and lifestyle details for a quote

This checklist is educational and general. Eligibility, carriers, plans, timing, and availability vary by situation and state.

Related coverage

Coverage this checklist connects to

Related life events

Moments this checklist helps with

Prefer to talk it through?

Every situation is a little different. Our team can walk this checklist with you and answer questions along the way.

Let's talk through your options

Still have questions?

Whether you're comparing Medicare, protecting your family, or planning for your business, we'll help you find clarity, and the right person to guide the conversation.