Checklists
Turning 26 Checklist
A step-by-step checklist for getting your own health coverage when you age off a parent's plan at 26 — so there's no gap.
What it is
A short, practical checklist that walks you through the coverage decisions and deadlines that come with turning 26 and losing dependent coverage.
Who it helps
Young adults approaching 26 (and the parents helping them) who need to move onto their own health plan.
When to use it
Start about 60 days before your 26th birthday — losing coverage triggers a special enrollment window you don't want to miss.
Resource Center
What you'll learn
- Exactly when your coverage ends and your enrollment window opens
- Your options: employer plan, the marketplace, or Medicaid
- How to avoid a gap in coverage during the switch
- Documents to have ready so enrollment goes smoothly
Questions
Frequently asked
When exactly do I lose coverage on my parent's plan?
It depends on the plan — some end coverage on your 26th birthday and others at the end of that month or plan year. Confirm the exact date with the plan so you can line up new coverage without a gap.
How long do I have to get a new plan?
Losing coverage opens a special enrollment period, typically 60 days before and after the loss. Acting early prevents any lapse in coverage.
Ready when you are
Want this resource or a hand walking through it?
We'll send it over and answer any questions — always education-first, never a sales pitch.