Checklist
Aging Off a Parent's Plan Checklist
Turning 26 usually ends coverage under a parent's plan. Here's how to stay covered without a gap.
Turning 26 usually ends coverage under a parent's plan. Here's how to stay covered without a gap.
Your checklist
- Confirm the exact date your coverage under a parent's plan ends
- Check whether your employer offers a health plan and its enrollment window
- Explore Marketplace coverage — losing a plan usually opens a special enrollment period
- Compare plan types (HMO, PPO, EPO) and estimated total cost, not just premium
- Gather income details in case you qualify for premium savings
- Set a reminder so there's no coverage gap between plans
This checklist is educational and general. Eligibility, carriers, plans, timing, and availability vary by situation and state.
Related coverage
Coverage this checklist connects to
Related life events
Moments this checklist helps with
Prefer to talk it through?
Every situation is a little different. Our team can walk this checklist with you and answer questions along the way.