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LTN CollectiveInsurance Advisors

Checklist

Working Past 65 Checklist

Still working at 65? Coordinate Medicare with your employer coverage.

Still working at 65? Coordinate Medicare with your employer coverage.

Your checklist

  1. Confirm whether your employer plan is considered creditable coverage
  2. Decide whether to take Part A (often premium-free) now
  3. Understand how delaying Part B affects your future enrollment window
  4. Coordinate drug coverage so you avoid a Part D penalty
  5. Plan ahead for when your employer coverage eventually ends

This checklist is educational and general. Eligibility, carriers, plans, timing, and availability vary by situation and state.

Related coverage

Coverage this checklist connects to

Related life events

Moments this checklist helps with

Prefer to talk it through?

Every situation is a little different. Our team can walk this checklist with you and answer questions along the way.

Let's talk through your options

Still have questions?

Whether you're comparing Medicare, protecting your family, or planning for your business, we'll help you find clarity, and the right person to guide the conversation.